Janell Jermon

Founder of Kultured Kurlz LLC

Crafted by  “Type 4 Natural” Janell Jermon, Kultured Kurlz was created for Type 4 naturals who struggle with retaining length, moisture, and a nourished scalp. Formulating the best products with carefully researched and ethically sourced ingredients is our core interest. For 7 years, Janell’s top priority was keeping her hair and scalp healthy. With a few minor setbacks along the way, she finally developed a hair care routine that manifested great results, which consisted of products that she whipped up in her kitchen. In February 2018, Kultured Kurlz (originally 4Curlz) was created on Instagram to share her recommendations and D.I.Y formulas to help other type 4 naturals achieve stronger, shinier, healthier hair.

With time and love, Kultured Kurlz was created to provide lifestyle products exclusively for Type 4 naturals. This company was started specifically to promote true representation of type 4 hair. There is no need to guess “is this product for my hair texture”. The answer is simple, yes!

Cate Luzio

Founder and CEO of Luminary

Leader. Advocate. Builder.

Cate Luzio spent two decades in financial services leading global multibillion-dollar businesses. During this time, she also led many of the institutions’ women’s networks and saw the disproportionate number of men to women and women of color in the senior ranks. She recognized the problem was a lack of investment and development of talent in the female pipeline, rather than a lack of talent itself.

This observation sparked a new direction for Luzio’s own trajectory. In a sharp career pivot, she wrote a business plan and set out on a new mission to help women see a path toward advancement by arming them with the tools, resources, and community to propel them to the top -- regardless of their professional journey.

In 2018, she launched and self-funded Luminary, a membership-based career and personal growth platform and collaboration hub created to address the systemic challenges impacting women across all industries and sectors. Luminary is the ultimate career advocate, uplifting and upscaling women through all phases of their professional journey -- in the workforce, entrepreneurship, and in transition - - by providing a vast eco-system of expert-led thought leadership programs, as well as in-person and virtual workshops and events. Members are comprised of a multigenerational and intersectional community of intrapreneurs, entrepreneurs, corporations, and organizations including UBS, WW, JPMorgan Chase, Unilever, Verizon, Goldman Sachs, Mastercard, and Heidrick & Struggles.

Prior to Luminary, Cate was Global Head of Multinational Corporate Banking for HSBC, managing more than 2,000 employees worldwide and prior to that, she served as Head of Multinational Corporate Banking at J.P. Morgan EMEA based in London. She spent her early years in Latin America with Bank of America across both consumer and wholesale banking. She started her career working in tech in China. Cate was named to American Banker's ‘Most Powerful Women in Banking' list multiple years in a row, is a three-time Financial Times Global Diversity Champion, and a two-time Yahoo Finance Diversity Hero. She remains committed to leveraging her extensive corporate experience to support and encourage women and push for gender equality and pay parity in the workplace.